Terms & Conditions

Acceptance of Terms

By accessing and using the website rosenbergassociate.com (the "Site"), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use the Site.

Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Site by any third party.

Application and Approval Process

Submitting an application through our Site does not guarantee approval for funding. All applications are subject to review, underwriting, and approval by Rosenberg & Associates, Inc. We reserve the right to decline any application at our sole discretion.

Accuracy of Information

You agree to provide accurate, current, and complete information when submitting applications or other forms on our Site. Providing false or misleading information may result in denial of services or termination of existing agreements.

SMS Terms & Conditions

If you opt in to receive SMS or text messages from Rosenberg & Associates, Inc., the following additional terms apply:

• By providing your mobile phone number and consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from Rosenberg & Associates, Inc., sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier's plan. Please check with your carrier for details.
• You may opt out at any time by replying STOP to any message. You will receive a confirmation of your opt-out request.
• For assistance, reply HELP to any message, or contact us at linda@rosenbergassociate.com.
• Consent is NOT a condition of purchase. You are not required to agree to receive text messages in order to purchase or use any of our products or services.
• We may use your mobile phone number for account notifications, service updates, and marketing communications. Your information will be handled in accordance with our Privacy Policy.

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Rosenberg & Associates, Inc. or its content suppliers and is protected by United States and international copyright laws.

Limitation of Liability

To the fullest extent permitted by law, Rosenberg & Associates, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services.

Links to Third-Party Sites

This Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites.

Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the revised terms.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms & Conditions or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and Rosenberg & Associates, Inc. regarding your use of the Site.

Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Rosenberg & Associates, Inc.
23 Vreeland Rd
Florham Park, NJ 07932
Email: linda@rosenbergassociate.com